.apd-smart{--blue:#0b5fa9;--deep:#073e70;--gold:#c49b2d;--ink:#172033;--muted:#6b7280;--line:#e2e8f0;--soft:#f7f9fc;max-width:1140px;margin:30px auto;background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden;box-shadow:0 18px 50px rgba(15,23,42,.08);color:var(--ink);font-family:inherit}
.apd-smart *{box-sizing:border-box}
.apd-smart__intro{padding:30px 32px 22px;background:linear-gradient(135deg,#fff,#f4f8fc)}
.apd-smart__kicker{display:block;color:var(--gold);font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;margin-bottom:7px}
.apd-smart__intro h2{margin:0 0 8px;font-size:clamp(28px,3.4vw,42px);line-height:1.12}
.apd-smart__intro p{margin:0;color:var(--muted)}
.apd-mode-tabs,.apd-property-tabs{display:flex;gap:8px;padding:13px 18px;overflow-x:auto;border-top:1px solid var(--line);background:var(--soft)}
.apd-property-tabs{border-bottom:1px solid var(--line)}
.apd-mode-tabs button,.apd-property-tabs button{flex:0 0 auto;border:1px solid var(--line);background:#fff;padding:10px 15px;border-radius:999px;font-weight:750;cursor:pointer}
.apd-mode-tabs button.is-active,.apd-property-tabs button.is-active{background:var(--blue);border-color:var(--blue);color:#fff}
.apd-smart__grid{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr)}
.apd-form,.apd-results{padding:30px}
.apd-form{border-right:1px solid var(--line)}
.apd-field{margin-bottom:20px}
.apd-field label{display:block;font-weight:750;margin-bottom:8px}
.apd-field small,.apd-section small{display:block;color:var(--muted);font-size:12px;line-height:1.4;margin-top:6px}
.apd-money{display:grid;grid-template-columns:1fr 120px}
.apd-money input{border-radius:11px 0 0 11px!important}
.apd-money select{border-left:0!important;border-radius:0 11px 11px 0!important}
.apd-suffix{display:grid;grid-template-columns:1fr auto}
.apd-suffix input{border-radius:11px 0 0 11px!important}
.apd-suffix span{display:flex;align-items:center;padding:0 14px;background:var(--soft);border:1px solid var(--line);border-left:0;border-radius:0 11px 11px 0;font-weight:700;color:var(--muted)}
.apd-smart input,.apd-smart select{width:100%;min-height:50px;padding:10px 13px;border:1px solid var(--line);border-radius:11px;background:#fff;color:var(--ink);font:inherit}
.apd-smart input:focus,.apd-smart select:focus{outline:3px solid rgba(11,95,169,.12);border-color:var(--blue)}
.apd-section{margin:0 0 18px;padding:16px;border:1px solid var(--line);border-radius:13px;background:#fff}
.apd-section__head{display:flex;justify-content:space-between;gap:14px;align-items:center}
.apd-section__head strong{display:block}
.apd-switch{position:relative;width:48px;height:26px;flex:0 0 48px}
.apd-switch input{display:none}
.apd-switch span{position:absolute;inset:0;background:#cbd5e1;border-radius:999px;cursor:pointer}
.apd-switch span:after{content:"";position:absolute;width:20px;height:20px;left:3px;top:3px;background:#fff;border-radius:50%;transition:.2s}
.apd-switch input:checked+span{background:var(--blue)}
.apd-switch input:checked+span:after{transform:translateX(22px)}
.apd-top-gap{margin-top:10px}
.apd-calculate{width:100%;min-height:54px;border:0;border-radius:12px;background:linear-gradient(135deg,var(--blue),var(--deep));color:#fff;font-size:16px;font-weight:800;cursor:pointer}
.apd-results{background:#fbfcfe}
.apd-results__head{display:flex;justify-content:space-between;gap:20px;align-items:flex-end;padding-bottom:18px;border-bottom:1px solid var(--line)}
.apd-results__head span{font-weight:800}
.apd-results__head strong{font-size:22px;color:var(--blue)}
.apd-result-row{display:flex;justify-content:space-between;gap:18px;padding:15px 0;border-bottom:1px solid var(--line)}
.apd-result-row div{display:flex;flex-direction:column;gap:4px}
.apd-result-row small{color:var(--muted);font-size:12px}
.apd-result-row>span{font-weight:800;white-space:nowrap}
.apd-final{margin-top:20px;padding:20px;border-radius:14px;background:linear-gradient(135deg,var(--blue),var(--deep));color:#fff}
.apd-final span,.apd-final small{display:block}
.apd-final strong{display:block;font-size:30px;margin:5px 0}
.apd-final small{opacity:.88}
.apd-disclaimer{font-size:12px;line-height:1.55;color:var(--muted);margin:16px 0}
.apd-whatsapp{display:block;text-align:center;padding:13px 15px;background:#1f9d55;border-radius:11px;color:#fff!important;text-decoration:none;font-weight:800}
.is-hidden{display:none!important}
@media(max-width:820px){.apd-smart__grid{grid-template-columns:1fr}.apd-form{border-right:0;border-bottom:1px solid var(--line)}.apd-smart__intro,.apd-form,.apd-results{padding-left:20px;padding-right:20px}}
@media(max-width:520px){.apd-smart{margin:16px 0;border-radius:14px}.apd-results__head{display:block}.apd-results__head strong{display:block;margin-top:5px}.apd-result-row>span{font-size:13px}}